Affordable Care Act
ACA Open Enrollment
Ten Things to Watch in Open Enrollment
During this year’s Affordable Care Act (ACA) open enrollment period, premiums are increasing by about 4%, though the vast majority of enrollees won’t have to pay that increase due to enhanced subsidies from the Inflation Reduction Act. Other changes for 2025 include more insurers in many markets, new federal standards aimed at ensuring patients can get timely appointments, and stepped-up efforts to combat fraud. Open enrollment begins on Friday, November 1 (in all states except Idaho), and ends on January 15, 2025 (in most states).
ACA's Future
What Happens if the Enhanced ACA Premium Subsidies Expire?
Enhanced premium subsidies were first made available under the American Rescue Plan Act and extended until the end of 2025 under the Inflation Reduction Act. This analysis shows the impact that enhanced subsidies have had on enrollment and premium payments, and the potential implications if the enhanced subsidies expire.
